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It was around 2016 when Tim frustratedly tried to solve an organizational business problem: finding alternative sources of deposits. Existing systems weren’t enough, and a sense of disruption was in the air. It was nothing less than frustration that made him take the first partnership call, which eventually led to pioneering the Banking-as-a-Service model. During our conversation, Tim pointed out exciting opportunities in the market and future trends we recommend following.

“If we don’t disrupt ourselves, we’re going to get disrupted. And I’d rather disrupt our own organization than let someone else do it.”

Tim Heilman, Chief Brand and Innovation Officer, Choice Bank

Read the full interview by Omri Yacubovich, with Lama AI, and Tim Heilman